Free tools

Recurring-money calculators

No signup. Built for quick planning.

Savings Calculator

See how much you'd save by cancelling subscriptions

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True Cost Calculator

See the real cost of any subscription over 10+ years

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Income Ratio Calculator

What share of your take-home pay goes to subscriptions.

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Bill Shock Calculator

See the full impact before adding a new subscription.

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Commitment Cost Calculator

Check if a yearly plan is actually worth it.

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Audit Checklist

Review all your subscriptions by category

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Streaming Comparison

Compare streaming services side-by-side

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Family Plan Splitter

Calculate fair splits for shared subscriptions

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Price Per Use

Calculate your cost per use for any subscription

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Renewal Calendar

Visualize when all your subscriptions renew

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Fixed expense planner

Set a number. See what fits.

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Free Trial Tracker

Never get charged for forgotten free trials

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Subscription Swap

Find cheaper alternatives to your subscriptions

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Yearly vs Monthly

Compare annual vs monthly billing savings

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Subscription Stack

Build a stack that fits your number

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Usage Value

Calculate value per hour of use

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Negotiation Scripts

Proven scripts to negotiate lower prices

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Cancellation Calendar

Track renewal dates and cancellation deadlines

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What does your life cost, per month?

Type your fixed expenses and get one number.